Loan Modification Forum - LoanSafe.org - View Single Post

davadad · 06-05-2009, 03:06 PM

I too have been reading your posts and are so HAPPY TO HEAR A SUCCESS story. I have patiently been waiting since November 2008 for a modification. We started a forebearance payment plan in October of 2007. We had to put about $8400 down and $3000 of that went to attorneys fees. We were transferred to Litton unknowingly and had a payment agreement with our previous company. We have been paying $3725 each month since. I also call DAILY..... On February 2, 2009 I received a call stating that we were approved and my new rate was 4.89% and should be receiving my package within 5-7 days. Wee after wating 2 weeks I called and was told my MOD was put on hold pending the presidents program details. I waited and continued to pay and then was told in April they would prioritize loans that were on hold and were continuing my MOD. As usual I called practically daily. THe problem was I would talk to a dofferent person and hear different things. (they were always friendly and tried to help) I try to remember they do not know me personally and when I speak to them I need to try to make them realize I am a person. They' speak to thousands of people daily and probably are not all trained in this field. Well in May I was a victim of fraud and $890 was taken from my checking. I called Litton right away and faxed over proof that the monies would be put back in my account June 10th. They agreed to hold my account from going back into foreclosure until the end of May but could not help past that. Now remember we have been paying almost $4000 for 1 1/2 years (not including escrow). I learned the number for Larry Litton's office and called. I spoke to his secretary and told her my story. At first it seemed like she has heard it all already but I continued to tell her my story and she then gave me a direct line to The executive resolution team. She connected me to a wonderful lady who said she will personally handle my account. She has spoke to me daily and even though she tells me that my account is still in review I trust she will help. She in fact called me this morning to tell me that she will be out next week but everyone there knows my situation. I am hoping that I will hear something soon. Does anyone know how long it takes for the review stage? We did go back into foreclosure today but they are holding it till we hear back from investor review. Even though the ERT told me from what they can tell we should be approved. I hope at the end of this long wait we do not lose our home. Everything else is done including the BPO...

06-05-2009, 03:06 PM	#9 (permalink)
davadad Senior Member Join Date: Jun 2009 Posts: 66 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Litton Modification SUCCESS!! I too have been reading your posts and are so HAPPY TO HEAR A SUCCESS story. I have patiently been waiting since November 2008 for a modification. We started a forebearance payment plan in October of 2007. We had to put about $8400 down and $3000 of that went to attorneys fees. We were transferred to Litton unknowingly and had a payment agreement with our previous company. We have been paying $3725 each month since. I also call DAILY..... On February 2, 2009 I received a call stating that we were approved and my new rate was 4.89% and should be receiving my package within 5-7 days. Wee after wating 2 weeks I called and was told my MOD was put on hold pending the presidents program details. I waited and continued to pay and then was told in April they would prioritize loans that were on hold and were continuing my MOD. As usual I called practically daily. THe problem was I would talk to a dofferent person and hear different things. (they were always friendly and tried to help) I try to remember they do not know me personally and when I speak to them I need to try to make them realize I am a person. They' speak to thousands of people daily and probably are not all trained in this field. Well in May I was a victim of fraud and $890 was taken from my checking. I called Litton right away and faxed over proof that the monies would be put back in my account June 10th. They agreed to hold my account from going back into foreclosure until the end of May but could not help past that. Now remember we have been paying almost $4000 for 1 1/2 years (not including escrow). I learned the number for Larry Litton's office and called. I spoke to his secretary and told her my story. At first it seemed like she has heard it all already but I continued to tell her my story and she then gave me a direct line to The executive resolution team. She connected me to a wonderful lady who said she will personally handle my account. She has spoke to me daily and even though she tells me that my account is still in review I trust she will help. She in fact called me this morning to tell me that she will be out next week but everyone there knows my situation. I am hoping that I will hear something soon. Does anyone know how long it takes for the review stage? We did go back into foreclosure today but they are holding it till we hear back from investor review. Even though the ERT told me from what they can tell we should be approved. I hope at the end of this long wait we do not lose our home. Everything else is done including the BPO...