Hello-
Congrats on your approval. I called Jeanette's number that you mentioned below and she seemed very helpful. So did you get this modified through NACA or did you do this on your own with Jeanette?
We are not in foreclosure yet, but all of our credit are almost maxed out due to medical expenses. My loan was originally with
CW..but is now owned by BofA. I called the toll free number provided on the BofA website. The guy on the other end told me i was not eligible for a modified loan because we have a fix rate mortgage....basically he wouldn't budge. I had a feeling he's the first line of defense on behalf of BofA and didn't have wiggle room to offer alternatives. I was offered to refinance and save $100.00 per month, but that wouldn't help me at all.
i only talked with Jeanette briefly, but it sounds like they make the key decisions regarding modificaitons. Any advise you can provide would be greatly appreciated.
Thanks for sharing.
Wendy