Congrats cobra!! That is awesome.
I just got a fed ex package too but I don't know what to think.
I am on a special forbearance until Sept 1 2009. My payment is now $700 less than what it was before. after the 3 months, they will have us:
1. continue with our old payment
2. reinstate the loan (paying all past due amount)
3. they will do some type of loan mod or payment assistant
called my negotiator and she said this is a trial period to see if we are able to make our payment. nothing else to offer at this time. as you can see, we are very confused at this point. Naca submitted 4/6 for a 6 months forbearance of no payment. I emailed barbara d. office after reading about it mid May. Got assigned a negotiator after 2 days. prior to this my file was not even looked at.
i contacted Naca today and was told to call them back near the end of the forbearance to reopen the file. they also said to fax them the this forbearance agreement as
cw didn't even respond to their forbearance proposal.
i am so tired of the whole ordeal i just don't know what to think. maybe the fellow loansafe members can give me some input. Any advice will be greatly appreciated.