[Cassietw]

I think the only one's I have seen where someone stated they couldn't help was because they could actually afford the payment and it appeared they were only doing it in hopes of a principal reduction as they felt cheated having a mortgage higher than the value.

Or that they had investment property....Other than that, I haven't seen one where the lender did not do some sort of restructure using NACA.

Good luck everyone! Knocking on wood too!!!