I agree with hoping4change. I had my final phone appointment with them this morning (it was well over an hour long). She was VERY helpful...we went line item by line item through my expenses. She changed the amount I was paying for Cable/Internet..and advised that I need to make it look like I'm saving money each month...which I had already cancelled HBO, sports package etc. the goal is to make it look like you are doing everything in your power (which we are of course) to
CW/BOA. My application forms are now complete. While we were on the phone, she requested a few more things which I was able to access online and in turn email to her so she could update the file asap. Since I have a sale date, she said the file was to be expedited (at least on their side I'm sure..

All in all....an encouraging appointment. Now the waiting game....Best of luck to you!