shkir,
Congrats! Thanks you so much for posting your story. I'm 4 months behind on my mortgages and just started the short sale process. I had completely given up any hope of finding any way out of this mess besides bankruptcy because my state (Nevada) allows for deficiency judgments and I just can't have that. I really don't want to have to resort to BK because my only debt is my house. Your story gives me hope and as you said, I'm going to FIGHT FIGHT FIGHT!
I would love to see your letter. Thanks!