| CW/Bank of America Frustrations?! I apolgoize if someone else had a similar question....
I called BOA on Saturday to schedule 2 payments but was told I was in pre forclosure. I spoke to the gentlemen on the phone, and we went over my financials, debts etc, and he informed me that I qualified for the Home Affordable Modification Program. He instructed me what to gather together, my hardship letter, and where to fax it. Today, I got it all together. I called BOA as I didn't have my loan number on me and of course a different representative answered the phone. She seemed to have no idea what I was talking about, and I explained all the notes I took after Saturday's phone call. she said "oh well...I guess go ahead and fax it and see what happens". Now, I hardly have a feeling of comfort after this exchange. I'm not sure now if I should be calling someone else? I just faxed the info, and he did tell me on Saturday that it could take up to 30 days, however in the meantime today's representative told me the home is in foreclosure and remains that way and they wont take any payments except the entire amount to brint it current. So, do I just wait to see if they approve me? In the meantime I'm on pins and needles wondering if they will be selling my home at the auction next month. I'm in Atlanta Georgia. I'm not sure what else I can do here....or other options. I now have the income to support the mortgage, however the behind payments are hard to catch up on. I definately want to work this out with them.....
Thank you...
RJ |