[HereinNY]

Same situation here..Have had contact with someone in the office of the president..a really helpful lady..took all my financials by phone..I faxed income, bank statements, etc and she said she will get back to me with the name of my negotiator..she said it will speed things up for me..worth a try I think..if they say ok but the deal is not good than maybe we will have to wait for NACA deal but I am desperate to try anything at this point.