shelley, I have been there, can I ask what kind of banc. you filed? We filed 13 in 06 and our file was coded as bancruptcy at countrywide they get the bancruptcy released in january as we had missed some payments, it took till the beg of april to get the code off our
cw file, I had started end of Jan faxing in stuff for a loan mod, nothing ever showed up until the end of april right as the banc code was coming off our file. we got a negotiator on april1 and on april 17th
cw got a sale date for us. I have since gone to naca as
cw was screwing with us. Naca sent file a week and a half ago, yesterday I get a call from our neg. he has an offer, 5k down and payments from 747.90 to 997.90 how the heck is that gonna help us? I called naca and they said that is not an offer to their proposal,
cw is trying to get us to sign and get naca out of the picture. I can only tell you if you want to keep your house, fight, fight like hell.