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chazkeepahoma · 05-06-2009, 01:45 PM

An update.

Sorry for my previous posts here for I was new and have learned alot from these forums. Thanks, Moe, ***, and everyone!
About reaffirming my 1st and 2nd with CW when we filed BK7 we did not. CW wrote on our monthly statements that this is not an attempt to collect but they have been calling me almost every day in an attempt to collect money. We haven't made both payments since the last being in Feb. I don't know if thats legal for them to do that. They sent us a "notice of intent to accelerate" and I have the right to cure the default by May 16th. Will I be able to cure the account or save the house after May 16th? Our invester is Fannie Mae and CW says there are no programs to help us until I have a reliable income. Should I call CW's Office of the President? If they can only temporarily freeze monthly payments 3 to 6 months that would help so many people get caught up. When pigs fly.
Another question, If I were to get caught up on my 1st and didn't pay my 2nd would they still try to foreclose on me?

Any and all answers would be very much appreciated!

05-06-2009, 01:45 PM	#8 (permalink)
chazkeepahoma Senior Member Join Date: Jan 2009 Location: California Posts: 39 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: New story. Don't know where to start. An update. Sorry for my previous posts here for I was new and have learned alot from these forums. Thanks, Moe, ***, and everyone! About reaffirming my 1st and 2nd with CW when we filed BK7 we did not. CW wrote on our monthly statements that this is not an attempt to collect but they have been calling me almost every day in an attempt to collect money. We haven't made both payments since the last being in Feb. I don't know if thats legal for them to do that. They sent us a "notice of intent to accelerate" and I have the right to cure the default by May 16th. Will I be able to cure the account or save the house after May 16th? Our invester is Fannie Mae and CW says there are no programs to help us until I have a reliable income. Should I call CW's Office of the President? If they can only temporarily freeze monthly payments 3 to 6 months that would help so many people get caught up. When pigs fly. Another question, If I were to get caught up on my 1st and didn't pay my 2nd would they still try to foreclose on me? Any and all answers would be very much appreciated!