Oh ok, It seems like they offer everyone that same deal for the 1st mod. We just refused ours that also increased our payment and we went back into review status but I did get a guy to call me back regarding our account on Friday and Monday and he said that he would make sure we get something back. I toldhim that I want the Naca deal because it's realistic as to what we can afford. He said he'll know some updates in about a week. Can you speak to them and see if they can offer something else? Or if you really are going to take it, tell them to waive the 5K so you don't borrow it and get in a hole owing someone else the money. Try to negotiate with the negotiator....
