| Re: Denied Modification after they paid your taxes and insurance if your escrow account was short they spread that shortage and any additional reserves they require into 12 and add that amount onto your payment. If you log into your account you can look at your escrow anylsis to see if that is what increased your payment. If you have an FHA loan you have been paying mip all along it is required on your loan. this will also show on your escrow anylsis. |