Re: Have B of A 1st and B of A HELOC and 2nd Home - OK to use NACA??? I can't thank you enough ***. You just saved us a lot of time.
So PLAN "B" must now be put underway:
I have spent a lot of time on a very accurate spreadsheet with all expenses, debt to income, etc. which Wachovia / Wells Fargo used to provide the successful mod on our other home last month.
Since then, I sent all our latest financials to our original loan broker, and (like many other brokers who do mods now).
She said we would qualify under the Obama plan...and that she would "assist" us for no fee and submit / negotiate everything to B of A, although I would not be a real high priority to help because of all the others she is helping who are actually paying her for the mods. I respect this trait about her, as she is very honest and open, and she is not afraid to "give it to me straight" w/ no false promises, etc.
She also has her "first person" experience w/ CWide and B of A, which reall will help (HOPEFULLY)
I will keep you posted.
Take Care and keep up the wonderful service.
We are truly thankfull!
WCFAMILY. |