Loan Modification Forum - LoanSafe.org - View Single Post

cliffdweller · 04-29-2009, 09:45 AM

Hi ***,
I'm assuming the back end debt ratio includes food, haircuts, gifts, everything?!

Is it a good idea to go to counseling NOW before I have
been contacted by the negotiator? I don't want to stall the
process since I have been at this since 11/08.

You are really being a lifesaver to so many. Thanks alot!

04-29-2009, 09:45 AM	#7 (permalink)
cliffdweller Senior Member Join Date: Apr 2009 Posts: 179 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: WaMu/Chase Mod Moving Forward Hi ***, I'm assuming the back end debt ratio includes food, haircuts, gifts, everything?! Is it a good idea to go to counseling NOW before I have been contacted by the negotiator? I don't want to stall the process since I have been at this since 11/08. You are really being a lifesaver to so many. Thanks alot!