dthom,
Your situation is probably different....your expenses and all that. At least yours was even submitted for a restructure......ours wasn't. They told us up front (yesterday) the numbers didn't match up. Your income is almost the exact same as ours, but funny enough, my husband makes more on unemployment than I do working and that's probably why they couldn't request a restructure since I don't make anything at all. The first counselor we spoke to said she was going to work the numbers and call us tomorrow (3 weeks ago) and never called us
. She's the one I was hoping to get again because she said she was going to try everything to NOT have to go for the forbearance. I'm a little bummed.