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Old 04-15-2009, 09:54 AM   #68 (permalink)
snapple candy
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Re: Modification? Forebearance? I'll Flip a Coin!

Calli,

They just might be covering their arses as well as putting pressure on you to go with the forbearance and/or intimidate to make sure you stay with the program.
At least they are notifying you of someone coming. They did not with me and showed up out of the blue. Not too happy myself. If it was them, showing up Easter Sunday is totally unacceptable.
I have debated about the reason for these inspections and their purpose. WAMU told me they do it when they cannot get ahold of the homeowner. Well I know that is a bunch of BS in my case. Of course I always go to the cynical reasons. Are they trying to see what kind of shape the house is in so if they foreclosure they have a good idea how fast they can move it? Is it an inspection to see if the house has not been abandoned and/or verify lived in by the homeowner? (It does state in guidelines this should be done in loan mods)
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