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MP927 · 04-14-2009, 09:14 AM

Yes I cannot stress enough, going on my personal experience with NACA/CW--do not give yourself the headache of dealing with CW directly. We never spoke with CW, ever! There were a couple of collection calls but once we applied to NACA the calls stopped within 2 weeks. And we never called them to ask about mods/programs/nothing! I have not seen anyone speak about many positive experiences of dealing with CW directly. More times than not, people are frustrated after attempting resolution with them-or any help in general!
So my 2 cents would be to get NACA involved, cooperate on any level, and you will see results.
We were paying around 60% of our income before NACA, and now it has been reduced to around 45% (which includes all impounds/insurance (PMI). Our P & I is 31% though.

04-14-2009, 09:14 AM	#3 (permalink)
MP927 Senior Member Join Date: Jan 2009 Location: California Posts: 265 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Countywide Hard Ball Yes I cannot stress enough, going on my personal experience with NACA/CW--do not give yourself the headache of dealing with CW directly. We never spoke with CW, ever! There were a couple of collection calls but once we applied to NACA the calls stopped within 2 weeks. And we never called them to ask about mods/programs/nothing! I have not seen anyone speak about many positive experiences of dealing with CW directly. More times than not, people are frustrated after attempting resolution with them-or any help in general! So my 2 cents would be to get NACA involved, cooperate on any level, and you will see results. We were paying around 60% of our income before NACA, and now it has been reduced to around 45% (which includes all impounds/insurance (PMI). Our P & I is 31% though.