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Old 02-11-2008, 07:50 AM   #7 (permalink)
6wolverines
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Re: Refinancing: Only for the privileged few (CNNM

Just a year ago the thought of throwing my hands in the air and saying....WE CAN'T DO THIS ANYMORE....LET'S LEAVE...would never have crossed my mind. My husband is working 60 hours a week....I pick up work when and where I can (difficult to do with an autistic son, 10 year old and 4-year-old twins) but we will NEVER be able to just live if we stay here. We talked yesterday about the fact that right now we can't even feel comfortable ordering out for pizza....because we'll need that 20 bucks next week to pay for a prescription or other bill. We are living only to pay the mortgage and that's not working. I felt quite certain not long ago that I'd stay here until the sheriff knocked on my door. But instead, we have an opportunity knocking and we feel that we must answer. I understand the major hit the credit will be taking.....our credit is $hit right now anyway because FF forced us to fall behind in order to negotiate for the modification they are NOT giving us...so that doesn't bother us. We have a family friend who is willing to help us out so we can get into the new place. The very idea of paying less than half of what we pay now is so enticing. The school system we would be moving into is super with a great special education program. They have all day kindergarten and my twins will be going next year. Honestly, it feels like a light is at the end of our tunnel. We've been fighting the good fight and getting NOWHERE FAST so I believe it's time to wave the white flag and surrender.

BTW.....the Governor of Ohio is touring Toledo today to see the absolute devastation foreclosure is having on our city. It's sick, sad, heartbreaking. Apparently there are 2 pieces of legislation in the works....neither of which will be approved in time to save us, but maybe it will save some of our neighbors and friends.

Char
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