[kmatlick]

Thanks ***. Citi is actually telling me over and over, including vai e-mail, that my best bet is to do a short sale and they assigned a loss mitigation specialist to handle it already. They are just waiting for an offer to come but so far nothing.

I don't want to go delinquent because then it would be reported now as opposed to what may or not impact my credit once the short sale occurs, depending on the offer and how much it's for.

THanks.