Mailed signed docs. on last Friday, bank accepted them as of April 1st, told that should make payment as accepted in documents. Now I must say thanks to all who replied to my posts and moderators of this wonderful forum, thank you so much.
Lesson learned,
never give up hope. Although as discussed in previous posts, the bank rep. gave wrong info. i.e.
not to send signed docs.(mistake signed in blue ink), he told me that you made mistake, start over the modification all over again. He gave wrong info, either due to lack of knowledge or on purpose(may call it jealousy)which could have cost us in cancellation of modification offer if docs were not sent on time by deadline.
Thanks to God above all, with whose help my parents and their dependent disabled son can afford to live in a place that is called
Home Sweet Home 


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