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Old 04-01-2009, 01:46 AM   #52 (permalink)
Calli09
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Re: Modification? Forebearance? I'll Flip a Coin!

Update: Got ahold of a lady at exec team Monday. I gave her the analyst name, and she said I will receive a call in 5-10 days, gave me her number and extension, and said if I do not hear from the analyst, to call her back. I told her that I did not feel that since I had been attempting this since Jan 30th, that I should not be forced to be late, take a hit on my credit, etc. She really had no answer for that. I am almost certain that I will not be receiving a call back from anyone.

I agree with the people on here complaining about lates on your CB. It is total crap. No, Obama did not mean for peoples credit to go further into the dumper on this situation. Also, everything I have read about the Obama plan states that it is to be free, and be of no cost to the consumer. Now, I ask you this, how are finance charges, late fees, atty fees, etc, and also having your credit cards charge you more for the hit you take on your CB, "no charge for the consumer"? Either continue to pay one way or another now, or pay more later on charge cards, auto loans, etc, when the person giving out the credit uses the lates against you, and charges you a higher interest rate. Chase should be sued.
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