Gloria,
Gald you found the forum and posted.
Unfortunately, since this is not your primary residense, your options are much more limited. Most every program is aimed at helping people save their primary residense.
If you make a partial payment, it will be put into a seperate account and not applied to your payments (reduce the balance owed)
You could try contacting:
CW home retention: CW Home Retention
1-800-669-0102ffice
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