Loans, Debt & Credit - View Single Post - HELP! Received Foreclosure Papers Yesterday

Marion · 03-22-2009, 08:31 AM

I haven't been able to make my mortgage payments since July of last year. I have tried several times to talk to CitiMortgage about some kind of arrangement but all they would say is that I need to make a higher payment. My husband finally found a part-time job that will just cover the mortgage so I then submitted a loan mod form online with Citi at the beginning of March. Yesterday I was served with foreclosure papers. What do I do now? I can't get anyone on the phone on Sunday at Citi. Do I try to call them tomorrow? Is it too late, do I now need an attorney? I don't have a lot of money to just throw around so I need to do the right thing first. I don't want to loose my home. It's all I have left. Please Help.
Marion

03-22-2009, 08:31 AM	#1 (permalink)
Marion Junior Member Join Date: Mar 2009 Posts: 2 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	HELP! Received Foreclosure Papers Yesterday I haven't been able to make my mortgage payments since July of last year. I have tried several times to talk to CitiMortgage about some kind of arrangement but all they would say is that I need to make a higher payment. My husband finally found a part-time job that will just cover the mortgage so I then submitted a loan mod form online with Citi at the beginning of March. Yesterday I was served with foreclosure papers. What do I do now? I can't get anyone on the phone on Sunday at Citi. Do I try to call them tomorrow? Is it too late, do I now need an attorney? I don't have a lot of money to just throw around so I need to do the right thing first. I don't want to loose my home. It's all I have left. Please Help. Marion