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Old 03-20-2009, 05:03 PM   #28 (permalink)
N2Deep
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Re: What to do about NACA?

Quote:
Originally Posted by yaya01 View Post
NACA submitted our restructure to CW on 1/20/09. It has been 2 months and no response yet. CW filed the NOD on 2/13/09 but there is no sale date yet. I call NACA every week and all they say is there is no response. CW collections department keeps calling me asking what my intentions are with the property and they show now record of having anything from NACA on file. I have informed NACA and they keep telling me that there are different departments and they do have comfirmation that CW received the electronic submission of my file.
CW has continue with the foreclosure process. At this point I don't know if I should continue waiting, try to negotiate directly with CW or hire an attorney. I'm affraid that CW will eventually set a sale date and no one ever reviewed my file. I feel I should be trying some other ways but I'm also affraid I might get things confused.
I would call CW and try to get into a modification review process of any kind. Not really to have them do anything except stop the foreclosure process and collections.
The waitng process is at least 30-60 days which should give NACA some more time. Then I would call the advocacy dept in CW and give them your NACA ID number.
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