Hi Everyone!
I guess I'm a success now! I actually spoke to Tabitha and she answered the phone, I know others of you have said she would. She looked at my documents and saw there was an error; my payment won't go up $2600 it wlll adjust from $2477 to $2600! And, ironically, I have an Angel watching out for me, they modified my 2nd mtg without my even asking! Those papers are on the way!
My Load Mod will take my current fixed rate to 7% for 5 yrs I/O and then PITI @ 7.375. And I will wait to see what they do with the 2nd!
I made sure she knew I was apart of this forum and that you all were instrumental in my getting the nerve to contact her and not just sign a document!
SO Everyone please read your documents first before signing; you never know what you may be signing to...
So, thanks Dan, ***, Moe and everyone else for letting me into your lives to read your stories, it was those stories along with prayer that motivated me to pay it forward!
Phyll (SingleMom 33)