Loan Modification Forum - LoanSafe.org - View Single Post - Countrywide changed my date online for adj

kgusta · 03-19-2009, 10:16 AM

NACA submitted in the first week of jan and I got the approval email this morning. They never called me, but i called them three times to check up on it.

I do want to add to this for anyone reading it. When i started the process with NACA i asked them why they are not including my Credit card payments that i need to make because i will need to start as soon as i can afford it. I told them cause if i don't and they garnish my wages, that is not going to do me any good if at that point i can not afford my mortgage payment because of it, so why not include. They said "oh don't worry they can not garnish your wages for unsecured debt. I think they are wrong because i have a court date with one of them this month. Just thought someone might need that info for themselves.

03-19-2009, 10:16 AM	#39 (permalink)
kgusta Senior Member Join Date: Feb 2008 Posts: 39 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Countrywide changed my date online for adj NACA submitted in the first week of jan and I got the approval email this morning. They never called me, but i called them three times to check up on it. I do want to add to this for anyone reading it. When i started the process with NACA i asked them why they are not including my Credit card payments that i need to make because i will need to start as soon as i can afford it. I told them cause if i don't and they garnish my wages, that is not going to do me any good if at that point i can not afford my mortgage payment because of it, so why not include. They said "oh don't worry they can not garnish your wages for unsecured debt. I think they are wrong because i have a court date with one of them this month. Just thought someone might need that info for themselves.