I called the HOPE team reguarding my loan mod. They then transferred me to Home retention. They informed me that at this time the loan mod i rcvd' was based on my income to debt, etc. and that if I didnt take it I could re apply for a new loan mod, but they can't guarantee I would get approved. And that I could not go back to this loan mod. offer, I would have to re apply again. In the meantime I have not paid a pymt since 10/07..yeah thats right it has been a long time. My point is that you can re apply(per
CW home ret) but they can also proceed with foreclosure...