Hi FLgata,
When I called them here in CALI, they said the Face to Face was only for the new homeowner program. Maybe it is different here? They only have one office in Los Angeles for I believe 3 counties. And that is nothing for the load this area probably carries. I am dealing with someone back East. I have a 5am appointment. (I think) I scheduled a 5 am but it is showing up as a 8am. Maybe because it is 5am at home and 8am back East...who knows. I will take either one!
I really hope mine goes quickly...I wish everyone's could. If I had 3 months of no house payments, I could pay off all the credit cards and personal loans. That would lighten my monthly load over $400.00. I'd still be short though I think.....
I am having another nervous wreck day....