Thanks...I applied on-line today at NACA but am having problem with setting up a phone appt -that page doesn't seem to be working. I did get an ID number....
Just left a message with NACA by phone, hoping a counselor calls back today. Also, I signed up for the nearest workshop on April 4th....my mtg payment is due by 3/16...still debating if I should send the last of our money in to
CW... or should I just start down the path of wrecking my credit now or wait another month?