Loans, Debt & Credit - View Single Post

dajets68 · 03-07-2009, 10:36 AM

This is exactly what my dilema is. I'm on the loan - but unemployed. If you add my unemployment income with my wife's income I go above the 31% ratio. Unemployment however doesn't last forever and if I calculate walking away from the house I would make out big time. All I really want is to lower my rate from 7.75 to today's rates.

03-07-2009, 10:36 AM	#9 (permalink)
dajets68 Member Join Date: Feb 2009 Posts: 12 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: question on if husband not on mortage This is exactly what my dilema is. I'm on the loan - but unemployed. If you add my unemployment income with my wife's income I go above the 31% ratio. Unemployment however doesn't last forever and if I calculate walking away from the house I would make out big time. All I really want is to lower my rate from 7.75 to today's rates.