[Calli09]

Called in this evening to find out who my analyst is. I got a recording that said due to the high call volume......etc, call T-F from 8am to 10am. Anyone else have luck getting through?

I was told on 2-12 to hold onto my future payments, so that is what I intend to do......I guess at the cost of my good credit score also....seems so wrong................makes me wonder if they purposely do not do the mods swiftly, so that they can add up so called fees onto the situation. I read the Obama plan mods are not supposed to cost the homeowners anything. I am finding this hard to believe, hence the stalling on the banks part to rack up late fees, atty fees, and whatever other fees they can, and ruin the credit rating along the way. Problem with that is that affects the amts you pay on your home, car, insurance, and also any credit rates you receive......