Thanks Gray, I will try that.
Update, so today I am finally ready to submit all my docs to NACA. I am also faxing my Hardship letter to the Home Retention Department at Countrywide.
I wish I could have done it sooner, but as usual life steps in at the most inoppertune times and before you know it, over a week has passed.
I notice a lot of people who are quite impatient with NACA and complain about the time it is taking. This is what I know... I am GRATEFUL to have found this website. It gave me HOPE where I had none. I am GRATEFUL to have found out about NACA through this site. What happened to us didn't happen overnight and it won't be fixed overnight either. It took time to get into this mess and it will take time to get out of it.
I will just keep making it "go right". We all made it this far, we can all make it a little longer.... Don't give up on yourselves as well as hour HOME!
Hang in there everybody!!