[Walking Away]

Hey ***; I still haven't received the loan docs; so I don't know what to do. Just to refresh my never ending 11 month/8 payment behind case; I was told on January 16th that I was approved for a mod and would receive a letter saying I was approved. Never received letter. Then I was called by underwriter with new terms in late January: 40 year loan; 3% rate reduction for $1780 instead of $2250. This I can afford if I work 45-50 hours/week which I would do. I was told by underwriter to sign and notarize paperwork and then send back with the 1st new payment amount for March 1st. That's where we left off here. I never got any paperwork, so I called the underwriter and she was friendly and told me not to worry; that it was still being processed and I can make a payment if I want with the new amount or I can wait till I receive paperwork and send everything all together. But home retention told me today that payment was due on March 1st and if I don't send payment to the Nebraska office; I could have fees added and it could go to foreclosure for breaking agreement. Any suggestions what I should do?