Loans, Debt & Credit - View Single Post - Frustrating Countrywide Loan Modification

olander47 · 03-02-2009, 08:56 AM

That is correct...When I received the modification papers, although it did not state specifically, I thought the late fees were included into the arrears. ( I know I should have asked) The loan also did not include escrow. It included the arrears and back taxes, which they paid.

When CW "caught up" on my account, they took escrow and late fees out of the modification payments I had been making which made me appear to be 2 months late.

03-02-2009, 08:56 AM	#10 (permalink)
olander47 Member Join Date: Dec 2008 Posts: 9 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Modifications and late fees That is correct...When I received the modification papers, although it did not state specifically, I thought the late fees were included into the arrears. ( I know I should have asked) The loan also did not include escrow. It included the arrears and back taxes, which they paid. When CW "caught up" on my account, they took escrow and late fees out of the modification payments I had been making which made me appear to be 2 months late.