when I did naca, I originaly did it in my name since I am the only one on the mortgage ( hubby is on deed
Cw didn't put him on mtg cause of his credit being worse than mine) but since I am not working they changed it and put it in under his name and he is not even on the mortgage, but is the one with the income. you both will have to sign the authorization (we did it electonically) hope that helps you decide