Loans, Debt & Credit - View Single Post - Chase mod

rollertom · 02-22-2009, 01:46 PM

Thanks.

This winter we are finding out it is not cheap to heat this house! When the person at Chase asked what we spend for food each month I told him whatever was left from paying all bills. (I don't think he believed me at first) then he asked about clothing... I said zero, no extra for that now. We have 2 daughters and they come first. Over the past few month I am noticing that we run very low then use the credit card for food or things that are needed. so those cards never go down..I make a payment one week then I spend that amount again on it. We canceled 1 of the three cards (kept wamu and chase) I am hoping that if we can get a mod I will be able to pay these off... Like I said one of our car payments are done at end of year and that is $400 extra per month then! That will be a huge help.

02-22-2009, 01:46 PM	#6 (permalink)
rollertom Senior Member Join Date: Feb 2009 Posts: 83 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Just stating, what to expect? Thanks. This winter we are finding out it is not cheap to heat this house! When the person at Chase asked what we spend for food each month I told him whatever was left from paying all bills. (I don't think he believed me at first) then he asked about clothing... I said zero, no extra for that now. We have 2 daughters and they come first. Over the past few month I am noticing that we run very low then use the credit card for food or things that are needed. so those cards never go down..I make a payment one week then I spend that amount again on it. We canceled 1 of the three cards (kept wamu and chase) I am hoping that if we can get a mod I will be able to pay these off... Like I said one of our car payments are done at end of year and that is $400 extra per month then! That will be a huge help.