Loan Modification Forum - LoanSafe.org - View Single Post - Chase mod

rollertom · 02-21-2009, 08:33 PM

Got a question...
We had a house built, moved in September 2008 and have a Chase loan at 6.75%. My wifes hours got cut at work down from 34 to 12 and we can still make payments but it is very hard. we have a few credit cards and 2 car payments (1 paid off at end of year) and all current. It is just very hard right now and I dont want to start falling behind.
I called Chase Thursday and they had me start lising all my income and expenses, I did not even tell them everything and they stopped me and said I pre-qualify so they are sending me paperwork for me to fill out and return.
How does all this work? I am reading the forum now and trying to understand everything but is there anything I need to make sure I do correctly?
Thanks for any help on how this process works.

02-21-2009, 08:33 PM	#1 (permalink)
rollertom Senior Member Join Date: Feb 2009 Posts: 80 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Chase mod - Story so far Got a question... We had a house built, moved in September 2008 and have a Chase loan at 6.75%. My wifes hours got cut at work down from 34 to 12 and we can still make payments but it is very hard. we have a few credit cards and 2 car payments (1 paid off at end of year) and all current. It is just very hard right now and I dont want to start falling behind. I called Chase Thursday and they had me start lising all my income and expenses, I did not even tell them everything and they stopped me and said I pre-qualify so they are sending me paperwork for me to fill out and return. How does all this work? I am reading the forum now and trying to understand everything but is there anything I need to make sure I do correctly? Thanks for any help on how this process works.