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Old 02-18-2009, 10:13 PM   #4 (permalink)
ORNV3
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Re: Having second thoughts?

I thought about it everyday for over 2 years. I finally made my decision at the end of December and have missed 2 payments now. I'm still really worried about what is going to happen (regarding the deficiency) but I know that I am making the right decision for me. I feel good about it because I know it's what I want and need to do.

What's really amazing is that when I told my family and close friends they were so supportive. I had this picture in my mind of them looking at me with horrified faces and I thought that I would die of the shame! Not one person has had one bad thing to say to me. They understand. They still love me. I don't know why I thought they wouldn't.

Anyway... credit score is just a number.
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