| Re: Having second thoughts? I thought about it everyday for over 2 years. I finally made my decision at the end of December and have missed 2 payments now. I'm still really worried about what is going to happen (regarding the deficiency) but I know that I am making the right decision for me. I feel good about it because I know it's what I want and need to do.
What's really amazing is that when I told my family and close friends they were so supportive. I had this picture in my mind of them looking at me with horrified faces and I thought that I would die of the shame! Not one person has had one bad thing to say to me. They understand. They still love me. I don't know why I thought they wouldn't.
Anyway... credit score is just a number. |