| Re: Countrywide came through! Yes we are delinquent, but when I submitted our paper work we were only due for January. I spoke with home retention on 1/25 we went over our financials then they told me we were pre-approved for the NHRP and the rep told me that you do not have to be 60-90 days delinquent to qualify for the program. I then drew up my hardship letter and I did put on my letter that based on the information that was given to me we do not need to be 60-90 days delinquent. Also just to let you know we just had our loan modified in October 08. I faxed my documents to the Office of the President and she forwarded the information to the workout dept. that is handling the AG program. |