Quote:
Originally Posted by shabbey2  Just a quick question. Did you pay your mortgage payments while you were going through NACA? How many months were you behind? |
by the time we contacted Naca we were 60 days past due, I got laid off in 6/08 and without my pay plus hubby had already had 3 pay cuts (just got his 4th one) we could not make the payment and
CW wouldn't take a partial when i called, so we tried to keep other bills up and put away what we could in case Plan A (naca) and Plan B (12/1 AG settlement) did not work and we had to move. When I acutally got my modification in January we were behind 5 months and they also added January into the mix for a total of 6 payments (they tacked on the past due interest to the loan balance) we did get notice to accelerate in september but then nothing else and whenever i called was always told not in foreclosure but that could change at any time. I am just so GLAD it is all over now, still need a job, but at least 1/2 of my stress is now gone
. good luck!