| Re: Rescission, TILA and fighting back
I do not believe so in Florida...the APR is not inclusive of the YSP in Florida, that is a state specific thing. The Feds do not require the YSP to be used in the computation of the APR. It is state specific, presently New Mexico and Missouri for 2 and I believe that some other states have capped back side and front side financing fees to include back side yields. I have to get my state specific junk out, but I do know that Florida is not one of them. Texas has some unique rules and so does Indiana....just to name a few more. |