Hi Scari,
welcome to the forum and thank you for joining..............
The modifications given are up to the investor on the loan..........most are only modifying owner occupied residences that are in default 60+ days......but some are modifying investment properties.
You would need to go through
CW and ask what the options are from the investor on your loan.............if this is something that you feel you are not able to do on your own.........the attorney on the home page of this website offers a free consultation...........
here is the link to the info
Safe-loan-modification-service | Home Mortgage | Protect Your Home & Mortgage With Loan Safe
or contact
CW and ask what the options are.............
CW Home Retention
1-800-669-0102