[pdsfoley]

I've seen a few get "qualified" with BONY as their invester...but not sure how it turns out. We've been told that you have to be delinquent to get considered for mod. I have talked to numerous customers who are current and do not want to ruin their credit by going into default. I completly understand. I refer a lot of those people in for mods anyway...and they usually get denied...idiotic if youy ask me....hope that helps