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luvprec · 02-13-2009, 11:21 AM

Florida Got my chapter 7 discharge 9/08. Home has not foreclosed. Countrywide said I am still protected from bankruptcy laws. They are wating on validation. It has been 18 months. I moved out and now I am moving back. I think I will still have at least 6 months to save before the home would go to auction. I am now working and want to know is it to late to save my home? I owed $355K with a 1,2 &3 mortgage. The 1 &2 is with Countrywide. The 3rd is with JP Morgan. The home is only worth about $175K. The Bank ask if I wanted to work something out but I didn't say yes because I don't know my rights. I did surrender home in the discharge. But can I still save it? PLease reply.

02-13-2009, 11:21 AM	#1 (permalink)
luvprec Member Join Date: Feb 2009 Posts: 5 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Chapter 7 Can I still save home? Florida Got my chapter 7 discharge 9/08. Home has not foreclosed. Countrywide said I am still protected from bankruptcy laws. They are wating on validation. It has been 18 months. I moved out and now I am moving back. I think I will still have at least 6 months to save before the home would go to auction. I am now working and want to know is it to late to save my home? I owed $355K with a 1,2 &3 mortgage. The 1 &2 is with Countrywide. The 3rd is with JP Morgan. The home is only worth about $175K. The Bank ask if I wanted to work something out but I didn't say yes because I don't know my rights. I did surrender home in the discharge. But can I still save it? PLease reply.