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zebracar1 · 02-09-2009, 04:39 AM

Hello all. My first time posting her. I have been reading the info for a while. I thought I had everything under control with my loan mod. I started it 12/4/08 and called every other day to check up on it. Not that I got any information. The las call I made was on 2/2/09. The lady actually told me that everything looked good and my information was being pulled. She also told me I was going to get the best mod program because I am in Michigan. On 2/4/09 I looked online in the morning at my loan mod status and this is what I saw.

Workout Status Details: Your Loan Modification has been canceled from workout servicing because we have not received required information which was requested from you. Please be advised that normal collections activities will resume on your loan. Please continue to explore alternative options to bring your account current. If there is any change in your financial situation, please call for reconsideration. Thank you.
Information as of: 02/04/2009
Workout Stage: Canceled
Phase/Sub-Phase: Borrower Did not Return Information

I was dumbfounded as they never requested any more info from me than what I sent on 12/4/08. I called that day and was told that it was canceled because of inacurate finacial info. I asked why they did not call me to get what they needed and she just said "I dont know" No I am told I have to start completley over and might not get approved this time.

I am going to call my state AG this afternoon and let them know what has happened. It is very strange that it was 2 months to the day from the start to being canceled. I am wondering if anyone else has had this happen. I am at the end of my rope and dont know what to do. If I reaply will I just get the same run around. Any info would be very helpfull. Thanks.

02-09-2009, 04:39 AM	#1 (permalink)
zebracar1 Member Join Date: Feb 2009 Posts: 5 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Workout Stage: Canceled Hello all. My first time posting her. I have been reading the info for a while. I thought I had everything under control with my loan mod. I started it 12/4/08 and called every other day to check up on it. Not that I got any information. The las call I made was on 2/2/09. The lady actually told me that everything looked good and my information was being pulled. She also told me I was going to get the best mod program because I am in Michigan. On 2/4/09 I looked online in the morning at my loan mod status and this is what I saw. Workout Status Details: Your Loan Modification has been canceled from workout servicing because we have not received required information which was requested from you. Please be advised that normal collections activities will resume on your loan. Please continue to explore alternative options to bring your account current. If there is any change in your financial situation, please call for reconsideration. Thank you. Information as of: 02/04/2009 Workout Stage: Canceled Phase/Sub-Phase: Borrower Did not Return Information I was dumbfounded as they never requested any more info from me than what I sent on 12/4/08. I called that day and was told that it was canceled because of inacurate finacial info. I asked why they did not call me to get what they needed and she just said "I dont know" No I am told I have to start completley over and might not get approved this time. I am going to call my state AG this afternoon and let them know what has happened. It is very strange that it was 2 months to the day from the start to being canceled. I am wondering if anyone else has had this happen. I am at the end of my rope and dont know what to do. If I reaply will I just get the same run around. Any info would be very helpfull. Thanks.