So typically
cw not really helping you. They call this a mod but it is really a forberance add the money at the end and your pmt goes up (I fell for it to) Its like being in the middle of the oceans and they are throwing you a life line for the time being to set you up for failure. I would tell them you cant afford it and they need to do better. You need a true mod interest red or change in yrs to be truly effective. Good luck I have been battleing thme for 15 months and I will win.