| Re: CW Modification in Phase 2 Stage BONY Investor I can answer that! Almost every penny I had each month went into paying my mortgage and other necessary bills. I was lucky to have $200 at the end of each month. This means no savings. So when something unfortunate or unexpected comes up...you're screwed! That's no way to live. An automobile accident did me in last July. Everyone knows how hard it is to get back in track once you've fallen behind. Mind you, this story may have had a different ending if I were still paying what I signed on for almost five years ago...after two increases, forget it! |