Loans, Debt & Credit - View Single Post - Bank of America loan mod -SUCCESS!!

LHarveyMadman · 02-02-2009, 01:19 AM

Even though the subject of the investors hasn't come up, I have to believe that it will be a stumbling block in your attempts to combine your loans.

I think the FHA route is the better way to go. With your credit score, you'll have to go through manual underwriting, but it's still possible to be approved. I think you should look for some quick ways to boost your score, so the myFICO.com forums would be a good site to visit. FICO scores at the extreme ends of the spectrum (very low and very high) tend to be sensitive to minor changes in one's credit profile.

Anyways, good luck. Maybe NACA will come through for you. I've got my fingers crossed for you.

02-02-2009, 01:19 AM	#76 (permalink)
LHarveyMadman Senior Member Join Date: Oct 2008 Location: California Posts: 549 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Bank of America loan mod -SUCCESS!! Even though the subject of the investors hasn't come up, I have to believe that it will be a stumbling block in your attempts to combine your loans. I think the FHA route is the better way to go. With your credit score, you'll have to go through manual underwriting, but it's still possible to be approved. I think you should look for some quick ways to boost your score, so the myFICO.com forums would be a good site to visit. FICO scores at the extreme ends of the spectrum (very low and very high) tend to be sensitive to minor changes in one's credit profile. Anyways, good luck. Maybe NACA will come through for you. I've got my fingers crossed for you.