Wow! I remember doing a buget list, but just now realized that they didn't request this doc from me, therefore, I neither sent it nor mentioned it in my hardship letter. That might be helpful. I have a surplus of $118. Is my list of expenses thorough enough?
Tithe
Mortgages
Utilities
|
| Food |
| Auto |
| Insurance |
| Debts |
| Entertainment/Recreation |
| Clothing |
| Savings |
| Medical/Dental |
| Miscellaneous |
| Investments |
| Education/Child Care |
I am so excited to hear that you have had mods. on your investment properties. I would love to know the details of your situation to compare with mine. Were your loans reseting when you got your mods? What were the results of the mods...interest only, 5 yr. freeze, rate reduction, principle reduction?