Loan Modification Forum - LoanSafe.org - View Single Post - Do I need to be over 60 days late before getting help?

rvbruner · 01-29-2009, 10:03 AM

First of all, let me say this is a great forum and resource - thank you. Like most of you, I have a long story, but I'll save that for later. Here is the quick version:

Subprime "Credit Come Back" loan with Countrywide for 2.5 years
Have not made a payment since November 2008
I will be 60 days past due on Feb 01, 2009 (for the Dec 1st payment)
I've received a "Notice of Intent to Accelerate" from CW
I just filled-out the NACA online submission forms yesterday

My question is.... Should I make a payment to CW to keep from being over 60 days late? Or, do I need to be over 60 days late to actually get help?

I greatly appreciate the input. As so many have done, I'll keep my progress updated so others can learn from the experience.

Thank you.

01-29-2009, 10:03 AM	#1 (permalink)
rvbruner Junior Member Join Date: Jan 2009 Posts: 2 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Do I need to be over 60 days late before getting help? First of all, let me say this is a great forum and resource - thank you. Like most of you, I have a long story, but I'll save that for later. Here is the quick version: Subprime "Credit Come Back" loan with Countrywide for 2.5 years Have not made a payment since November 2008 I will be 60 days past due on Feb 01, 2009 (for the Dec 1st payment) I've received a "Notice of Intent to Accelerate" from CW I just filled-out the NACA online submission forms yesterday My question is.... Should I make a payment to CW to keep from being over 60 days late? Or, do I need to be over 60 days late to actually get help? I greatly appreciate the input. As so many have done, I'll keep my progress updated so others can learn from the experience. Thank you.